‘SMART’ Program to Provide Rent, Mortgage Assistance to Camden, Atlantic County Residents

By: Michael Mandarino, Follow South Jersey Assignment Editor

Photo: Jon Bradley | Follow South Jersey

CAMDEN, N.J. — New Jersey SHARES and the Volunteers of America Delaware Valley (VOADV) announced their plans to help support residents of Atlantic and Camden County with rent and mortgage assistance.

The two organizations’ joint program, which is called SHARES Mortgage Assistance Rent or Taxes (SMART), will help residents in need by providing funding for community members who may be facing eviction or foreclosure on their residence. SMART is designed to help low-to-moderate income residents in Camden and Atlantic Counties who have a combined total monthly income of between 0-80% of the region’s area median income.

Eligible households can receive a one-time grant of up to $5,000 as part of this program, and you can apply by calling (866) 657-4273 or by emailing njsmart@njshares.org. All grants awarded are paid directly to landlords, courts, and lien holders once they’re approved.

“The SMART Program is designed to help individuals facing foreclosure or eviction help steer them back on a path of self-sustained living,” Cheryl Stowell, the CEO of NJ SHARES, said in a press release. “By expanding into Atlantic County, our partnership with the VOADV allows us to reach even more of our New Jersey residents in need while helping to restore stability to these households after crisis.”

Residents of Atlantic and Camden Counties must meet the following prerequisites in order to receive a grant:

  • Have a back-owed rent or mortgage that puts the household in danger of eviction or foreclosure
  • Be experiencing a financial crisis, defined as a period of intense financial difficulty which the household did not create and which the household lacks the current means to overcome
  • Be able to demonstrate loss due to Coronavirus (COVID-19)
  • Have a combined total monthly income between 0-80 percent of the area median income for the region
  • Complete and submit an application, as well as all necessary supporting documentation

VOADV’s Navigational Resource Centers in Atlantic City and Camden will serve as referral points for residents who apply for the SMART program. Those centers are located at 26 S. Pennsylvania Ave. in Atlantic City and 1812 Federal St. in Camden, respectively, and the Pine Hill Police Department will also serve as a referral point for this program.


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